White Paper v0.2/21

September 2021

Rajendra Banjare (CEO)

SN - 02, Hanoda Road,
Borsi, Durg Chhattisgarh,
491001 INDIA


1. Glossary
2. Executive Summary
3. Problem & Solution
4. The Project & Business & Revenue Model
5. The IFV Token
6. IFV Token Loyalty Module
7. Roadmap
8. The ICO (Pre-sale)
9. Referral Program
10. The Team
11. KYC & AML
12. Market Competition
13. Infliv’s (rkiyo.com) Growth Goal
14. Disclaimer of Liability

1. Glossary:

               Below is a list of terms used in this whitepaper with their respective explanation for a better understanding of this prospectus.
Infliv (IFV)_ The Company name and acronym of the Digital Asset.
ERC20_ Standard of the smart contract in the Ethereum network.
Ethereum_ Decentralized platform capable of executing smart contracts and applications using blockchain technology.
Project_ Online platform that mediates, so the employer and freelancer can easily work together.
ICO_ Initial Coin Offering; the Pre-Sale of tokens that provide rights to goods and services that a company intends to offer. Used To raise funds for the implementation of the company’s project.
KYC_ (Know Your Customer) AML (Anti Money Laundering) Institutional policies that identify platform users in order to combats money laundering and the finance of terrorism.
Smart Contract_ A computer protocol intended to digitally facilitate, verify or enforce the negotiation or performance of a contract.
The Token_ A virtual asset launched through ICOs, used to access goods and services after implementation of the project organized by the issuing company.
Wallet_ Online wallets used for storing virtual assets and tokens.
Loyalty_ Loyalty programs offer rewards, discounts, or other special incentives and are designed as a reward for a customer's repeat business.
Revenue_ Revenue is the income that is common in business activities. The main source of revenue receipts in the company project is the user's service & transaction fee.

2. Executive Summary:

                            Infliv incorporated on Feb 18, 2016. It is classified as a non-government company and registered at Chhattisgarh. A lot has changed since then but our goals remain the same. It's one thing to simply provide a platform where Employers and Freelancers can work together. Infliv has grown from a small start-up, since 2018 to the world of leading cryptocurrency as a utility ERC20 token, the Token symbol is IFV. IFV utilises next-generation blockchain technology and tokenised incentives to offer better service & pricing than mainstream freelance hiring platforms. By introducing cutting-edge user experience as well as multiple digital services and solutions with traditional & cryptocurrency payment options, IFV, The utility and loyalty token issued and managed by a dedicated IFV token entity. IFV can be used for payments, receiving and redeeming loyalty rewards and discounts, and several other use cases.

3. Problem & Solution:

                                As organizations accelerate their adoption of the flexible, blended workforce, the best platforms will operate in ways that bring professionals together and support both shared commercial opportunity and collective innovation. While we may disagree on some of the details, we share a view that in the future there is a need for better freelance platforms. Let’s start with what is the problem and what is the best solution.

The Problem_ that keeps freelancers from being hired and employers from hiring. Technology has become an important part of life and business, in such a situation, professionals are needed to complete any type of work/Post, finding the right talent is a challenge, and on the other side, a professional always lacks customers. They yearn for an income equal to their qualification and want security for the payments of their services. Employers can’t hire and freelancers are troubled by not being hired due to vague portfolios of projects and uncertain service reviews. In a world where more and more work is conducted on a remote and distributed basis, and certainly, where activity is globally distributed, the digital talent marketplace should be a place where part- and full-time freelancers connect with clients and colleagues without barriers.

The Solution_ Freelance platforms solve some issues as We believe the future of work is centred around freedom. Freedom to choose how you work, It solves: We empower people all over the world to live their dream, building their business from the ground up and becoming financially and professionally independent. RKIYO.COM is an expression of the belief that its Goal is to simply provide a platform where Employers and Freelancers can work together. 1. In order for the employer to complete the work in the stipulated time Technology has made it possible to work from even remote areas, thereby hiring even full time working professionals, taking up consulting or part-time assignments. 2. Saving the time of freelancers to get a project with the help of AI, matching potential jobs for a freelancer, increasing the response rate from a client. Our platform checks all clients and matching possibilities.

4. The Project & Business & Revenue Model:

                                                                        Infliv launching a platform RKIYO.COM is an expression of the belief that it’s one thing to simply connect Employers and Freelancers who can work together. Connecting businesses with on-demand freelance talent offering digital services across multiple categories. Rkiyo.com is an online freelance marketplace that connects skills and businesses with each other across the globe.

Business Model_ Rkiyo.com freelance marketplace is a two-sided platform where companies/ Individuals can find and hire individual specialists for specific posts, on the other side, freelance specialists can apply for the open positions if their skills match requirements. We will surely disrupt the current markets due to these important reasons, This is a bottomless source of talents, companies can find various specialists with deep experience from anywhere in the world. This is an extremely convenient way to hire a candidate, after filtering, shortlisting and testing. An employer can start working with suitable talent. Rkiyo.com is a simple tool for time tracking, once an employer hires a specialist, he or she makes the payment for the Post to Rkiyo.com and precise information about how much time was spent on a certain task is shared, Our platform has a built-in payment gateway, once the Post is completed, payment by the employer to Rkiyo.com is released to the freelancer.

Revenue Model_ In Business terms, Rkiyo.com could be easily understood as a typical two-sided network, one side of the network are Freelancers, looking for work in their domain and on the other side of the network, we have Companies or individuals who want to get their tasks done. (1) A service offered on Rkiyo.com is called a Sell or Buy Post. The service Seller sets the initial price for a post. After payment is made, Rkiyo charges 20% of the fees as commission. Same as Buyer confirms a post and proceeds payment of the order after payment is made, Rkiyo charges 10% of the fees as service charge. (2) Premium Post Makes Professionals stand out from the competition with Talent excelling in their fields, they've had years of professional experience working with top-tier clients on projects that have challenged and emboldened them to push their limits. Not only will your deliverables be amazing, but your interaction, too.

5. The IFV Token:

                       The native cryptocurrency of Rkiyo.com, IFV, is a real utility ERC20 token based on the Ethereum Blockchain that was deployed in 2018 and is at the heart of the Rkiyo.com ecosystem. As a utility token, IFV enables people around the globe to book various freelance services/products and provides several incentives that encourage the use of the Rkiyo.com platform including discounts, loyalty rewards.

Token Info
Name:                                  INFLIV
Symbol of Token:             IFV
Blockchain:                        Ethereum ERC20
Total Supply:                     70,000,000 (70M) IFV
Circulating supply:          7,594,633.578 IFV Holding(Oct,2021):          643 Wallets
Burn Token:                        10,039,265.28 IFV

6. IFV Token Loyalty Module:

                                             IFV Loyalty:
Rkiyo.com provides all users with a unique opportunity to get revenue through a special program. Platform shares 20% of every collection of fee volume between 00:00 am to 23:59 pm of every day. 20% of fee volume is divided in all IFV tokens according to the club-wise holding IFV ratio.

IFV Loyalty @20% of Platform Service Fee

■ IFV Club
Club A= 100 to 9,999 IFV's calculate under_             10%
Club B= 10,000 to 149,999 IFV's calculate under_    6%
Club C= 150,000 & above IFV's calculate under_      4%

○ Example:
Platform service fee volume(00:00 AM to 23:59 PM)
is $100,000.  Now
○ 20% of $100,000 = $20,000 (will be divided into all club)

■ Club A (10%)  =      $10,000
■ Club B (6%)    =      $6,000
■ Club C (4%)    =      $4,000

It will divide by per token loyalty:
○ If Club A IFV token holds the sum of 44,000 IFV.
○ Per token's loyalty of Club A $10,000/44,000IFV   
                                                          =     $0.2272 per token

If user "Xyz" has a 9,000 IFV tokens stack then the token will calculate under Club A
So he will get 9,000IFV x $0.2272    =     $2044.8 as Loyalty.

7. Roadmap:

            Infliv will continue to lead ahead with bridging the gap between the traditional cultural experience and strategic next-generation decentralised digital experience. Strategic technology and business model additions will expand the competitive edge of the platform while simultaneously increasing customer satisfaction, revenue, and profit margins. For more details, please refer to Infliv’s previous and upcoming roadmaps. The roadmap will continue to evolve and change as new developments, experiments, and user-centric improvements are implemented that broaden the functionality of Infliv's rkiyo.com.

8. The ICO (Pre-sale):

                                Infliv represents a solid investment opportunity for investors looking to build wealth over a period of time. This isn’t a get rich quick scheme or overnight money-making opportunity. Investors that purchase tokens and hold them long term will achieve exceptional results and return on their investment. Token Holders will be granted exclusive benefits such as loyalty. The Infliv token holders get 20% revenue from the total collected service fee on the token ratio in the club from the total collected service fee. ICObench rating of 2.5 & ICOmarks rating of 5.6 helped our Project build trust and engagement from our Pool of 100+ Early Investors, That helped the Project Raise more than $50,000 in the Pre-sale itself.

9. Referral Program:

                            A solid Affiliate Program to all its users to earn extra passive income. Users will get 20% of the fee for buying or selling by sponsor users. Also, will get 25% of loyalty reward from the referral user’s loyalty rewards.
Here's how it works: 1) Each user can refer other PEOPLE to our referral program,
2) To refer YOUR friend or family member you must share the referral link.
3) They have to use this link while signing up.
4) 20% service fee - When a referral user places a buy or sell order for any services of the platform then the sponsor gets 20% of their service fee on every order.
5) 25% loyalty fee - When a referral user holds IFV in their IFV Token wallet in Rkiyo.com he will get a loyalty reward according to his club but you will get 25% of the referral user’s loyalty bonus lifetime.

10. The Team:

                 The early success of rkiyo.com has been credited to these three guys & a team of 11 other individuals who are passionate about improving the way we offer freelance services. Within the Rkiyo.com team are experienced professionals in blockchain development, digital marketing, and Fintech solutions from some of the world’s leading companies


Rajendra Banjare (CEO) is a passionate tech entrepreneur who has extensive experience in managing and executing strategies for finance, human resources, marketing, operations, and agile teams. The direction in business development, identifying and going after strategically reducing operational costs, and increasing the output value of a company to its customers & community.


Kartik Radadiya (CTO) Kartik Radadiya is a full-stack software and Senior Blockchain developer who possesses the responsibility to drive the technical excellence to the product from his 6 years of experience in software architecture, development and resources with an excellent background in Computer science.

WhatsApp Image 2021-09-30 at 10.20_edited.jpg

Prateek Gupta (CMO) is a serial Entrepreneur working in Marketing for the last 5 years and has varied experience of working with businesses, helping them scale up and grow in the initial days of the journey. Since 2017, he's actively participating in the Marketplace for Digital assets helping the Crypto Community grow and helping Nurture the next Digital revolution. the Future is his Motto for delivering the best Campaigns and Results.

11. KYC & AML:

                (Know Your Customer and Anti Money Laundering) we will constantly improve our user policies to respect the legal framework. A solid policy of KYC and AML will be implemented so that resources obtained through operations on Infliv's projects are not used for illicit purposes.

12. Market Competition:

                               We know this will be an ultra-competitive space. There are probably hundreds, if not thousands of teams wanting to, planning or work on a marketplace. The competition will be fierce. But at this stage, this is a common risk in any decent concept/start-up. The concept we are moving ahead with can really make this change. If you agree, then join the next revolution of the Freelance Economy.

13. Revenue Growth Goal:

Rkiyo.com Five Year Growth Goal 2026:
November 2021 to October 2022:     5 million dollars
November 2022 to October 2023:   10 million dollars
November 2023 to October 2024:   30 million dollars
November 2024 to October 2025:   50 million dollars
November 2025 to October 2026: 100 million dollars

14. Disclaimer of Liability:

                                 This whitepaper sets out the current and future developments of the infliv.io or rkiyo.com (the project) platform and the IFV token. The IFV token is issued and managed by a dedicated entity wholly separate from rkiyo.com and its related bodies corporate. This whitepaper is made available solely for the purpose of providing information and is not a statement of future intent. The information contained in this whitepaper has not been approved by any regulatory authority and may be amended, updated, or otherwise modified at any time. In publishing this whitepaper, infliv.io or rkiyo.com (the project), its related bodies corporate, its directors, staff and any other contributors make no warranties or representations of any kind, including with respect to successfully achieving the development or implementation of the technologies, innovations, or any other activities noted in this whitepaper, and to the maximum extent permitted by law, any warranties implied by law or otherwise are hereby disclaimed.

While every effort has been made to ensure the accuracy of the information contained in this whitepaper (including but not limited to all statements, opinions, forecasts, or projections, whether expressed or implied), we make no guarantee that the information in this whitepaper is accurate, complete, or up to date.

The plans and projections mentioned in this paper may not be achieved, either in part or in whole, due to multiple risk factors such as (without limitation), changes in legislation or regulation, defects in technology developments, corporate actions, market or sector volatility, or the unavailability of complete and accurate information. In the event that changes to legislation or regulations make it illegal or commercially unviable to operate in a particular jurisdiction, some or all plans and/or technologies described in this whitepaper may not be deliverable to, or may cease to be offered to, users in certain jurisdictions.

The functionality of the blockchain protocols on which the IFV token is issued falls under the control of third parties, and the parties operating these respective protocols are accountable for any malfunction or adverse changes to these protocols which may negatively affect the IFV token. Other risks, such as majority mining power attacks, double-spend attacks, or advances in quantum computing may compromise the security and usability of these protocols and, by extension, the security and usability of the IFV token.

This whitepaper is not directed to, or intended for distribution to or use by, any person or entity who is a citizen or resident of or located in any state, country or other jurisdiction where such distribution, publication, availability or use would be contrary to applicable laws or regulations. This whitepaper is not a prospectus or offer document of any kind and is not intended to constitute an offer of securities or a solicitation for investment in securities in any jurisdiction. The content contained in this whitepaper should not be interpreted as professional financial, tax, legal, or business advice, nor as a provision for any type of advice.

By accessing this whitepaper, the recipient acknowledges that they have read and understood this disclaimer and agree to be bound by the limitations stipulated in this disclaimer.